Welcome to America's Home Loans

Contact Us:

Phone: (707) 763-7900

Address: 6 Petaluma Blvd Suite B-8

Office Hours:

Monday-Friday: 9am to 6pm
Saturday: 10am to 2pm
Sunday: Closed

America's Home Loans

Your mortgage experts for purchase and refinance real-estate transactions located in The Great Mill in downtown Petaluma

11088 Shutterstock 596014322


Tired of voicemail, unreturned phone calls and automated answering systems when you call a financial institution? Those do not exist at America's Home Loans. When you call for information about a home loan, we either answer or call you back right away. Having the "personal touch" is rare in modern society. We like to be different...

QualifyMeNow is a soft-inquiry credit report (no impact to your credit score) initiated by you with your specific lending criteria built in. QualifyMeNow instantly compares your credit data with our decisioning requirements and returns to you instant pre-qualified loan offerings. There is no charge for this service. Get qualified for a mortgage in seconds--[Click Here.]

Please take a free copy of our Home Loan Toolkit--it contains everything you will need to know before you begin the home buying process. [Click Here.]

Announcing Tru Approval. Tru Approval means you will be able to place offers the same way "Cash" buyers do...without a loan contingency! [Click Here.]

Extremely competitive, often below-market mortgage rates. We beat the national banks and the local direct lenders. Check around, then give us a call.

We have more products than most of our competitors to ensure you are getting the right loan for your situation at the best possible rate — FHA, VA, Conventional, USDA or Jumbo

Credit counseling when necessary. We’ll review your credit and can make some recommendations to “touch up” your score to make certain you get the best rate available for your mortgage needs

We offer one of the most advanced home-loan processes in the business. Our mortgage applications can be taken online and signed electronically. We then offer you an app for your smartphone so that you may receive text notifications as each step of the process is completed. You will always be “in the loop.”


Book an Appointment Today

In person or Telephone



Our products include:


Download our free home loan payment calculator app to your smart phone
Click the image below:

Gen Remote Image

America's Home Loans — your best choice in Petaluma for a quality Mortgage Broker.

Members of the National Association of Mortgage Professionals and the California Association of Mortgage Professionals



Real Clients - Real Reviews


Read Nbay N.'s review of America's Home Loans on Yelp


Read Angela H.'s review of America's Home Loans on Yelp


Read Tommy D.'s review of America's Home Loans on Yelp


There are lots of good reasons to choose an FHA loan.

Click here for more

VA Loan Benefits


No Down Payment!

There is no down payment on most home purchase!

  • Benefits
  • icon Avoid Needing Large Payment
  • icon Use Your Money For Other Things

Closing Costs

Some Veterans are eligible for limited closing costs

  • Benefits
  • icon Smaller Loan
  • icon Lower Payments


Avoid paying private mortgage insurance

  • Benefits
  • icon Hassle Free Funding 
  • icon Get Your Dream House

VA mortgage:

  • Two years out of bankruptcy / foreclosure
  • Closing costs can be financed
  • No additional mortgage insurance payments
  • We can pull your Certificate Of Eligibility for you in just a few minutes

Conventional mortgage:

  • County loan limits apply ($764,750 in Sonoma County)
  • Up to a 49.99% debt-to-income ratio
  • Four years after bankruptcy
  • Seven years after foreclosure

Today's Rates*

30 Yr Fxd5.420%5.440%
30 Yr Fxd FHA4.590%5.410%
15 Yr Fxd4.770%4.810%
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Deciding which loan is right, can be a difficult decision. We're here to help.
Click for more

Latest News

Stocks' Selloff Accelerates on Cost Concerns

U.S. stock indexes fell sharply, with the Dow dropping more than 1,000 points following signs that rising costs were weighing on some companies’ profits.
Loan workspace

Contact Us

Call Us: (707) 763-7900

Email Us: inquiries@petalumamortgagebroker.com

Our Address: 6 Petaluma Blvd Suite B-8, Petaluma, CA 94952