America's Home Loans

Your mortgage experts for purchase and refinance real estate transactions located in The Great Mill in downtown Petaluma

Tired of voicemail, unreturned phone calls and automated answering systems when you call a financial institution or mortgage lender? We don't operate that way. When you call for information about a home loan, we either answer or call you back right away. This is unique and quite rare in our industry and is one of many attributes that sets us apart. Please call us and see for yourself (707) 763-7900. Also, no sales pressure--ever. Please consider us the mortgage "help desk." We are simply here to answer your questions.

Brokers are simply better--read why or watch the video
Extremely competitive, often below-market mortgage rates. We beat the national banks and the local direct lenders. Check around, then give us a call.
We have more products than most of our competitors to ensure you are getting the right loan for your situation at the best possible rate — FHA, VA, Conventional, USDA or Jumbo
Credit counseling when necessary. We’ll review your credit and can make some recommendations to “touch up” your score to make certain you get the best rate available for your mortgage needs
We offer one of the most advanced home-loan processes in the business. Our mortgage applications can be taken online and signed electronically. We then offer you an app for your smartphone so that you may receive text notifications as each step of the process is completed. You will always be “in the loop.”
Book an appointment today--click here.

New Fannie/Freddie Loan Limits:

Sonoma County

Conforming $726,200 - Conforming High Balance $861,350

Marin County

Conforming $726,200 - Conforming High Balance $1,089,300

Solano County

Conforming $726,200 - Conforming High Balance $726,200

America's Home Loans — your best choice for a quality Mortgage Broker in Petaluma.

Members of the National Association of Mortgage Professionals and the California Association of Mortgage Professionals

Rating

5.0

Tommy D.

June 6, 2021

Scott & Jason are quite the duo! They took a difficult situation and made it look easy. I had a client needing a 21 day close on a home while in this aggressive market. They were able to deliver every step of the way. Any questions I had or help I needed, they were available. They were very informative with each step, so I never felt like we were hanging. They were on top of getting this loan done and happy to say it all closed without a hitch! Without a doubt, will be doing business again with these guy's again!

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Daniela C.

March 15, 2020

Apply for your first mortgage can be daunting, but Scott was there to answer all of our questions. We appreciated his availability since we work very long hours, and timely responses. We really felt that he worked hard to get us the best rate possible. We look forward to continuing to work with him.

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Joe P.

February 6, 2020

When I have questions I come to AHL. Scott is one of the most knowledgeable people in the biz. He has no problem telling you everything you need to know in a very no-pressure kind of way. They are always finding new ways to improve their business, stay on top of the market and know exactly whats going on the the real estate business. Whether you are looking to refinance or purchase a new home, talk to these guys first!

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Yousef K.

May 30, 2019

I bought my first property with Scott and Jason, mortgage brokers at America's home loans in Petaluma. The whole process was fun and easy. I got an excellent interest rate, extremely useful knowledge throughout the process, and a quick close which made my offer stronger in a multiple offer situation. They were always available to answer questions and update me with the loan. There office in downtown Petaluma is in a great location making it easy to stop by when necessary. If you're looking for a lender to get the job done in an efficient and timely manner I highly recommend giving them a call or stopping by.

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Rob O.

February 17, 2019

I have been a Realtor in Sonoma County since 1987,since meeting Scott apx 15 years ago I have sent him numerous clients looking for a first rate mortgage broker he has consistently closed every one of them-highly recommend!!

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Steve S.

January 22, 2019

Scott Lawson has helped us with several refinances and purchases and we have been extremely satisfied with his service and access to best rates. We highly recommend America's Home Loans for Scott's excellent service and attention to detail.

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Liz S.

October 14, 2018

Scott is amazing. He is great to work with, he is friendly, efficient, knowledgeable, and gets the job done in a timely manner. I really appreciate the regular communication through the loan process. Working with Scott really takes the pain out of the mortgage loan experience. I've worked with other brokers that have needled you for more information repeatedly, Scott asks for what he needs up front. I was able to close on an FHA loan in 3 weeks. If you want to feel like you have someone on your side to get a loan for your new home, work with Scott Lawson.

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Tonia A.

August 12, 2018

We used Scott Lawson as our broker and couldn't be happier that we did. Scott is very knowledgeable when it comes to his job. He explained in great detail different loan programs and always had an answer for any questions we had. No matter what he was always a phone call, email or text away. Very diligent and on top of things. We preferred a short escrow time and he completed that for us in only 18 days! Thank you Scott!

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Rating

5.0

Mimi Chu

1 month ago

If you are looking for a mortgage broker, look no further. Jason Morales is by far, the best mortgage broker that we have worked with! He was able to get the loan from beginning to close of escrow within a week!! He was amazing!! He went above and beyond to get the loan closed in a very short timeframe. Jason was also able to get a lower interest rate than any other mortgage broker when interest rates were up as high as 6%. We have worked with many mortgage brokers and Jason has been outstanding in every aspect of the loan process. BRAVO and KUDOS to Jason for his dedication and commitment to get the best loans for his clients.

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Mercedes Chu

1 month ago

If you are looking for a Mortgage Broker, do not hesitate to work with Jason!! We were in a serious time crunch and he was an absolute rockstar in getting it all done in less than a week. As a first-time home buyer, he took the time to answer any of my many questions, made sure I understood every step of the process, and was always reachable and available whenever I needed him. We were just about ready to submit and were only waiting on some necessary forms from the Home Owner's Association, which was taking some time to get back to us. Jason was proactive and took the initiative to get in touch with the HOA president via LinkedIn and continued to call and email them until he received the completed forms we needed. He put in 10-12 hour days to ensure that we met our closing date deadline and showed up to an early morning signing at the title company with coffees in hand to support and answer any lingering questions; which shows the dedication that he has to his clients. I recommend Jason and America's Home Loans to anyone and will no doubt be working with him again in the future!!

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Barbara Cosci

1 year ago

Scott has done all the loans on my properties. He is very trustworthy and responsive. He is very thorough and always goes above and beyond my expectations. He is wonderful to work with and highly recommended. Excellent, excellent service.

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Wendy S

1 year ago

I am very appreciative of my mortgage broker, Scott Lawson. He quickly got me prequalified for my first home purchase. He was very attentive and supportive. He quickly recognized that I was very nervous about , what to me , was a huge purchase and commitment! Scott ALWAYS answers his phone, keeps things moving fast and is completely on top of it! He remembered every thing we discussed. He is very thorough and would explain anything that I didn't understand and/or made me nervous. I really felt safe knowing that Scott would take care of everything and he did! I'm a homeowner thanks to Scott!!

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Rob Orlando

1 year ago

Scott has been my go to Mortgage Broker for the last 20 years,Its reassuring that I can contact him on the off hours and weekends unlike other brokers who are 9-5.In this market you need someone you can count on !! Ive been a Realtor since 1987 and Scott Lawson in my opinion is the best.

Scott is very knowledgeable, responsive, professional, and ethical. Plus, he's a genuinely nice person who cares about his clients. It was great working with him and I wouldn't hesitate to recommend him to friends and family.

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