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  • Get the right loan, right now!
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Get the Right Loan, Right Now!

We will help you find the loan that fits your needs!

Welcome To America's Home Loans

Your mortgage experts for purchase and refinancing in Petaluma

Mortgage Broker Located in the Great Mill in Downtown Petaluma, Ca

 

Here at America’s Home Loans, you will have a dedicated mortgage professional assigned to you — someone who will stay with you throughout the entire home-loan process, and will not simply take your application and hand you off to an assistant. We strive to give that extra, personal touch that most companies seem to have lost these days. Give us a call and put us to the test — you will not be disappointed. Weekend and evening appointments available for your convenience — call anytime. Ask for Scott.

Homebuyers — Offers not getting accepted? Give yourself an edge and stand out from the other buyers—include a fully-underwritten approval from America’s Home Loans with your offer to purchase! Read more.

Down payment assistance for K-12 California teachers and staff. Click for to read more.

What's my rate? Many mortgage companies advertise the lowest interest rate available for "cherry picked" products, but is this the rate you actually qualify for? Read more.

The fully-automated mortgage? Don't fall for the hype. Read more.

First Time Home Buyer? Need an FHA home loan? FHA offers a great way for you to get into your first home. Read more.

Check us out on Yelp — real reviews, real people. Each and every review is from one of our past clients, many of which have used our services more than once. Click here.

Here are just some of the advantages of working with us:

  • Extremely competitive, often below-market mortgage rates. We beat the national banks and the local direct lenders. Check around, then give us a call.
  • We have more products than most of our competitors to ensure you are getting the right loan for your situation at the best possible rate — FHA, VA, Conventional, USDA or Jumbo
  • Credit counseling when necessary. We’ll review your credit and can make some recommendations to “touch up” your score to make certain you get the best rate available for your mortgage needs
  • We offer one of the most advanced home-loan processes in the business. Our mortgage applications can be taken online and signed electronically. We then offer you an app for your smartphone so that you may receive text notifications as each step of the process is completed. You will always be “in the loop.”

Our products include:

  • FHA home loan
  • VA mortgage
  • Conventional mortgage
  • Jumbo Mortgage

Please give us a call, or apply here. A dedicated mortgage professional will be giving you a call immediately.

Members of the National Association of mortgage professionals and California Association of Mortgage Professionals.

Download our free home loan payment calculator app to your smart phone
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America's Home Loans — your best choice in Petaluma for a quality Mortgage Broker.

VA mortgage:

  • Two years out of bankruptcy / foreclosure
  • Closing costs can be financed
  • No additional mortgage insurance payments
  • We can pull your Certificate Of Eligibility for you in just a few minutes

Conventional mortgage:

  • County loan limits apply ($648,600 in Sonoma County)
  • Up to a 50 debt-to-income ratio
  • Four years after bankruptcy
  • Seven years after foreclosure
Couple searching for home loans

CHECK US OUT ON YELP

Read Meagan B.'s review of America's Home Loans on Yelp
Read Jorgo K.'s review of America's Home Loans on Yelp

 
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Couple searching for home loans

Purchasing

Purchasing a home is probably one of the biggest investments you'll ever make in your lifetime we are here to help.

Click here for more

Refinance

We can help you lock in a long term fixed rate and get out of your ARM.

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Commercial loans

Jumbo Mortgage:

  • Check out our new 10% down program
  • No mortgage insurance
  • Loans to $2,000,000
Click here for more

Today's Rates*

TermRateAPR
30 Yr Fxd4.75%5.017%
15 Yr Fxd4.125%4.577%
5 Yr ARM4.25%5.23%
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Deciding which loan is right, can be a difficult decision. We're here to help.
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Latest News

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Jeffrey Gundlach, chief executive of DoubleLine Capital, on Monday said the S&P 500 is headed to new lows and that U.S. equities are in a long-term bear market.

FHA home loan:

There are lots of good reasons to choose an FHA loan.

  • As low as 3.5% down payment
  • Credit scores as low as 580--down to 500 with a larger down payment
  • Co-signers ok
  • Higher debt to income ratios vs. conventional mortgage products
  • Two years out of Chapter 7 bankruptcy--three years out of foreclosure ok
Click here for more
FHA Home Loans
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Contact Us

Call Us: (707) 763-7900

Email Us: inquiries@amh-loans.com

Our Address: 6 Petaluma Blvd Suite B-8, Petaluma, CA 94952

Mortgage Learning Center
Mortgage Calculate Monthly Payment

Calculate Monthly Payment*

Term Rate Apr Payment
30 Yr Fxd 4.75% 5.017%
15 Yr Fxd 4.125% 4.577%
5 Yr ARM 4.25% 5.23%
Calculate
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.