Refinancing

Petaluma Home Loan Refinance

Refinancing is often used to lower your interest rate. If rates have dropped since you last financed your home, you may want to consider refinancing. Other common reasons to refinance include paying off a balloon payment, converting an adjustable rate loan to a fixed rate loan or to extract cash equity in your home (cash out). A few reasons for cashing out include: home improvement, an education fund, and consolidating debt.

Are you currently paying mortgage insurance? Give us a call--we may be able to remove your mortgage insurance and lower your mortgage rate simultaneously.