Homebuyers — make your offers to purchase stand out from the other buyers — include a fully-underwritten TBD (to be determined) approval from America’s Home Loans with your offer to purchase!
Unlike a pre-approval from a loan officer, we can provide you with an actual approval from a competent underwriter before you select a property to make on offer on. Sellers can be somewhat skeptical when presented with a simple pre-approval--the quality of which is unknown. An actual approval leaves the seller with little doubt that your loan will close — and on time. With the leg work out of the way since the underwriting is done, you can also shorten the escrow time of your offers to as little as 15 days, which will give you another edge and increase your overall odds of acceptance. With the underwriting out of the way, all we need is the Purchase Agreement, Appraisal, insurance and the Title Report and we are going to docs!
Give your Petaluma mortgage broker a call and let’s get the paperwork completed — before you start making offers.